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Save for Tomorrow, Don’t Just Live for Today
By Rick Warren

“The wise man saves for the future, but the foolish man spends whatever he gets.” Proverbs 21:20 (TLB)

John D. Rockefeller was the wealthiest man of his time and was often asked about the secret of his wealth. His answer became known as the 10-10-80 principle. He’d tell people that he got wealthy by giving away the first 10 percent of whatever he made; the second 10 percent went into savings, and he lived on the remaining 80 percent.

Proverbs 21:20 says, “The wise man saves for the future, but the foolish man spends whatever he gets” (TLB).

Saving is one way that God tests you in your finances—to see if you will be responsible with what he’s given you. If you’re saving for the future right now, that’s smart. If you’re not saving anything, that’s just foolish. God wants you to tithe (to give the first 10 percent of your income through your church), and then he wants you to save for the future.

You may think you can’t live on 80 percent of your income, but if you can’t, you’re likely just living beyond your means. You’re not managing your money well; you are spending more than you actually have. Remember, God tests you through your finances. Do you want God to find you faithful with your money?

The 10-10-80 principle is the exact opposite of what most cultures teach. Culture says to pay all your bills first—but then you may not have any money for saving and tithing. God says, “Pay me first, then pay yourself second (savings), and then pay your bills after that.” That is the order God blesses—and he wants you to set up a budget that makes that order possible.

If you’re not saving anything, you have a “live for today” mentality. That kind of mindset says, “I’ve got it now, so I’ll spend it now. Forget about tomorrow!”

God doesn’t just want you to think about tomorrow. He wants you to plan for tomorrow so that you have enough to do the things he wants you to do.

It’s smart to put off a purchase today that will better allow you to live your purpose tomorrow. And you can do it! Saving is a spiritual discipline, and God will give you all the grace you need to take the hard steps.

Don’t live just for today. Learn to do whatever it takes to save money for the future. This is God’s way of doing things.

When you ignore God’s principles, you’re asking for financial stress. When you do it God’s way, you’ll be at peace.

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Gods Big Plans for Me rick warren daily hope 2023 devo offer

Point Little Lives to God’s Big Plans for Them!

Help the children in your life understand God’s Word and discover his incredible plans for their life with Pastor Rick’s God’s Big Plans for Me Storybook Bible.

This 223-page hardcover book includes 40 beloved Bible stories to help kids get excited about God’s love, truth, and purpose for his children. A great gift for your kids, grandkids, nieces, nephews, or even the kids in your neighborhood, each Bible story includes . . .

• An introduction just for kids from Pastor Rick
• A closing thought to help kids apply what they learn
• Beautifully illustrated pages kids will love

God’s Big Plans for Me comes as our special thanks for your gift today to help reach more people around the world with the Good News of Jesus Christ. And if you’re able to make your gift monthly, we’ll also send you an exclusive Partner in Hope welcome gift!

Thank you for your generosity today. And we pray you’re empowered to introduce the little ones in your life to God’s BIG, wonderful plans for them!

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This devotional © 2018 by Rick Warren. All rights reserved. Used by permission.

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